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Full Disclosure: ... the order in which they appear). They should not be allowed to do this because it hurts peoples credit scores when they apply. By the end of the call I just became flat out angry. The Forbes Advisor editorial team is independent and objective. What the point of having this card? wow great job thank you for sharing your story so people have hope thank you Usually creditors answer within 72 hours. The fee is taken out of your credit limit. ALL of the BAD reviews you read are spot on and the +1,845 reviews who did not provide a "complete review" are some how all 4-5 stars, I don't think so. A merchant business showed that they had voided a transaction and Indigo did not place the credit amount back onto the card.
closed and the BK is REMOVED. Read the fine print if offered, or if can be found!! I'm a very patient and empathetic person. Hopefully, after a year of perfect payment history, I'll get an increase. My advice get up and bang your head against the wall, If you're any way considering this card they are pushing! They cleared it up and sent another one, called to get that card activated and the rep on the phone said it would be activated then went to use the card and it declined it! How did you close your account? So i used this card for years but I remember having so much late payment on it and it had effects on my scores.
United States.
FInally a dispute was "resolved", removing the inquiry and deleted the account on my credit report.
BEWARE!!! There is no easy way to pay. Thank god I didnt use it. Visit Indigo Platinum Mastercard's website for more information.Recommendation score measures the loyalty between a provider and a consumer. Plus everyone you speak with is not I. Horrible company. Next, they have a limit on the number of PAYMENTS you can make in a month. There are no credit increases. This makes it difficult on users with bad credit to qualify for credit cards or other types of financing.It would be ideal if you never lowered your credit score, but for those who are already in that position there are a few options you may have:“Many of the listings that appear on this website are from companies which we receive compensation. This is the worst credit card company I’ve personally had. The Indigo Platinum card is a good option if you don’t have the funds to put down a large deposit, but want a standard credit limit right away. Don't know why credit sesame, pushes them. Scams, all the reviews are right about them they screw me , 75 fee , you can't pay by your debt, you have to pay by your bank ,and if you don't let your bank know that indgo be charging payments the bank will deny them then ingo will charge 38 fee ,and cancel your account without letting you know and charge payments that dont go to the credit bureau so you won't get credit, DO NOT GET THIS CARD!!! I haven't even received my card sine June 1st and there charging me.
For those with suboptimal credit looking to improve their score, make purchases online or pay bills, there are many options, including secured credit cards, unsecured credit cards and prepaid debit cards. ......................I paid my $40 payment on the 15th and got the authorization page and then got an email today on the 18th saying I’m late and owe $80............... ................................. Hold times are ridiculous. on links posted on this website. I requested to close my account with this company due to the fact that they changed the terms to my account but could not give a direct answer to why, avoided responsibility by continuously passing my issues off from one person to the next when on the phone with a representative not reapplying credit after purchases had been voided by merchants, placing my account on a program when I was not in need of a relief program, Not having a fraud department available to handle fraudulent charges, only having access to credit 14 days after making payments in full and payments being removed from my account, and difficulties accessing the online account access site on a regular basis. The Indigo Platinum Mastercard is specifically designed for those with less than perfect credit. They charged the yearly fee to the card, no statements sent, no phone calls, but hit me with 30 day late. I paid my balance which included the $75 yearly fee and was told that I would not have available credit for 14 days.
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